Medicare Plans

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(480) 808-5008 or (928) 433-6233

Medicare Plans

Medicare Plans Medicare Plans Medicare Plans

(480) 808-5008 or (928) 433-6233

Medicare Advantage, Supplemental Plans

Medicare Advantage, Supplemental PlansMedicare Advantage, Supplemental PlansMedicare Advantage, Supplemental Plans

Medicare Advantage, Supplemental Plans

Medicare Advantage, Supplemental PlansMedicare Advantage, Supplemental PlansMedicare Advantage, Supplemental Plans

Contact Information

Over 25 years helping people with their Medicare decisions and applications. Lets review what is best for you! 

  • Is it an Advantage Plan?
  • Or, is it a Supplemental Plan? 


I service all of Arizona, Colorado, New Mexico and Texas

United Healthcare / Humana / Devoted / HealthSpring

Carol Dulis Insurance Agency

1001 East Warner Rd. #101, Tempe, AZ 85284

(480) 808-5008 carol@AZMedicare4u.com OR Pinetop / Show Low Area (928) 433-6233 carol@AZMedicare4u.com

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FAQ

Please reach us at carol@azmedicare4u.com  if you cannot find an answer to your question.

All of Arizona, New Mexico, Colorado, Kansas, Missouri


 I offer PPO (no referrals needed) & HMO Advantage Plans, feature rich plans for those with VA Benefits or someone who does not want prescription drug coverage as well as those on AHCCCS. Medigap Supplement Plans and stand-alone prescription drug plans. 


  

HMO plans may or may not require you to have a referral to see a specialist. You are covered for emergency and urgent care outside of your county. Some HMO plans also have doctor networks outside your county so you can see an in-network doctor even when you are not home. PPO plans 'do not' require a referral to see a specialist and you have access to in-network doctors anywhere in the Country.


 The easiest time to apply for Medicare is 3 months before you turn 65. But you can also apply the month of your birthday and 3 months after your birthday.  


Yes! You must have Medicare Parts A & B in order to add an Advantage or a Supplement (Medigap) Plan. You can apply for Medicare through your www.ssa.gov website or call them for a phone appointment 800-772-1213. 


  

If you had work insurance, you are fine. Contact me as I have special forms that you and your employer need to complete and send to social security. Once you have both your Parts A & B, I can work with you in adding an Advantage or Supplement (Medigap) plan.


  

There is no cost to having me help you, I am an Independent Contracted Agent with United Healthcare. The benefit of letting me help you is that you can call me for questions, I keep you informed of plan changes each year, I can help update your address, primary doctor, email or phone information. If there is a better plan offered during Open Enrollment, I will reach out and let you know. I also connect faster to the insurance company so if you have any issues, we can start a 3-way call together. I am a resource for you going forward.


October 15th - December 7th. Also, from January - March, you can change your Advantage Plan to a different Advantage Plan. 


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